How does leasing an Acura work for South Jersey drivers?
Leasing an Acura means paying for the value the car loses over a typical 24-to-36-month term, plus a finance charge and tax, rather than its full price. At the end of the term you return the car, buy it at the price set in the lease, or trade into a new lease. Elite Acura in Maple Shade, on the New Jersey side of the Delaware, offers new Acura leases, and you can visit with or without an appointment.
Keep reading below, then schedule a test drive in Maple Shade. Bringing your own numbers to the lot settles this faster than any spec sheet.
What three numbers set an Acura lease payment in South Jersey?
Over a typical 24-to-36-month term, you pay for the value the car loses plus the finance charge rather than the full price. Three numbers set that payment: the price of the car, the value it will have at the end, and the finance charge. Most Acura leases go through Acura Financial Services, which sets the residual value and the money factor.
The residual value is what the car is worth at the end of the lease. The money factor is the lease’s equivalent of an interest rate. You pay for the drop between the two, spread over the months you drive the car, and the finance charge on top of it.
Compare the monthly payment, the amount due at signing, and the term side by side before you sign.
What is the MSRP of each new Acura at Elite Acura?
The starting prices below are the manufacturer’s own figures for the 2026 model year. Each figure belongs to the trim it names.
| Model | Trim | Starting MSRP (USD) |
|---|---|---|
| Acura Integra | Integra 1.5L VTEC Turbo CVT | $33,400 |
| Acura Integra | Integra 1.5L VTEC Turbo with A-Spec Package CVT | $35,950 |
| Acura Integra | Integra 1.5L VTEC Turbo with A-Spec and Technology Packages CVT | $39,200 |
| Acura Integra | Integra Type S 2.0L VTEC Turbo 6MT | $53,900 |
| Acura ADX | ADX FWD 1.5L VTEC Turbo | $35,000 |
| Acura ADX | ADX AWD 1.5L VTEC Turbo | $37,000 |
| Acura ADX | ADX AWD 1.5L VTEC Turbo A-Spec | $40,200 |
| Acura RDX | RDX SH-AWD | $45,100 |
| Acura RDX | RDX SH-AWD with Technology Package | $47,700 |
| Acura RDX | RDX SH-AWD with A-Spec Package | $50,700 |
| Acura MDX | MDX FWD | $51,800 |
| Acura MDX | MDX SH-AWD | $54,000 |
| Acura MDX | MDX SH-AWD with Technology Package | $59,400 |
A lower MSRP sets a lower price for the lease to start from. The same car on a longer term or with a larger down payment changes the monthly figure, so the trim you pick matters more than the badge.
What should you compare in Acura lease offers before you sign?
Compare the monthly payment, the amount due at signing, the term, and the annual mileage limit together. A low payment can hide a large amount due at signing or a tight mileage cap.
Federal lease advertising rules are built around this. The Consumer Leasing Act’s Regulation M requires that an advertisement stating a payment amount or a capitalized cost reduction also state that the transaction is a lease, the total amount due at signing or delivery, the number, amounts and due dates of scheduled payments, whether a security deposit is required, and that an extra charge may be imposed at lease end based on residual versus realized value (eCFR, 12 CFR 1013.7). Read those items on any offer you are given.
Leases typically come with strict annual mileage limits, such as 10,000 to 12,000 miles per year. A driver who regularly covers more miles should ask what the per-mile charge is before signing rather than after.
How does New Jersey tax an Acura lease payment?
New Jersey taxes a motor vehicle lease with the same Sales Tax, which the lessee pays and the dealership collects and remits (New Jersey Division of Taxation, New Jersey Tax Guide: Motor Vehicle Purchases/Leases, 2026). The rate on a motor vehicle is 6.625% (New Jersey Division of Taxation, Motor Vehicle Casual Sales Frequently Asked Questions, 2026).
How the tax is paid depends on the length of the lease. For a lease of six months or less, or open ended, Sales Tax is due on each payment. For a lease of more than six months, Sales Tax is due on the entire lease amount and must be paid at the beginning of the lease, calculated either by the original purchase price method or the total lease payments method (New Jersey Division of Taxation, New Jersey Tax Guide: Motor Vehicle Purchases/Leases, 2026).
Registration and title fees are separate from the tax. New Jersey sets passenger vehicle registration by weight class and model year. A car under 3,500 pounds that is older than two years pays $46.50, the same car within two years of its model year pays $59.00, and a car over 3,500 pounds pays $71.50 or $84.00 (New Jersey Motor Vehicle Commission, 2026).
At Elite Acura, the dealership handles that paperwork when you buy a vehicle from it in New Jersey, which New Jersey’s motor vehicle commission says a dealership in the state does for you (New Jersey Motor Vehicle Commission, 2026).
What are your options and mileage limits when an Acura lease ends?
At the end of the lease you have three paths. You can return the vehicle to the dealer and walk away, after paying disposition and potential wear-and-tear fees. You can purchase the car for the pre-agreed residual value. Or you can trade it in for a new Acura lease.
Driving over the mileage limit adds a per-mile fee when you turn the car in. Plan your miles from the start of the lease so you do not face that charge at the end.
Elite Acura is an official lease return location in Maple Shade.
Where do you service a leased Acura in Maple Shade?
Elite Acura is at 2840 NJ-73, Maple Shade, NJ 08052. Sales hours are Monday to Thursday 9:00 AM to 8:00 PM, and Friday to Saturday sales opens at 9:00 AM and closes at 6:00 PM, and sales is closed Sunday. Service and parts hours are Monday to Saturday 7:30 AM to 6:00 PM, and both are closed Sunday.
Acura’s basic warranty on the 2026 Integra and MDX is a 4-year / 50,000-mile limited warranty. The powertrain warranty is 6-year / 70,000-mile, and the corrosion warranty is 5-year / unlimited-mile (Acura, 2026 model year fact sheets).
FAQ
How is leasing an Acura different from financing one?
Leasing pays for the depreciation over the term, not the whole car. Instead of financing the full purchase price, you pay for the estimated value the Acura will lose during your lease term, typically 24 to 36 months. Elite Acura offers new Acura finance, Acura leases, and pre-owned car loans, so you can compare both paths in one visit.
How much down payment does an Acura lease need?
You can sign a lease with zero down or put money down to lower the monthly payment. Many automotive advisors and forum communities generally advise against large down payments on a lease, because that cash can be lost if the vehicle is totaled early.
Where is Elite Acura and when is it open?
Sales is open Monday to Thursday 9:00 AM to 8:00 PM, and Friday to Saturday it opens at 9:00 AM and closes at 6:00 PM. Service and parts are open Monday to Saturday 7:30 AM to 6:00 PM.
What fees can come due when you return a leased Acura?
Returning a leased car can bring disposition and potential wear-and-tear fees. Driving over the mileage limit also adds a per-mile fee when you turn the car in.
What should you ask any dealer before signing an Acura lease?
Ask for the residual value, the money factor, the annual mileage cap, the term, and the amount due at signing. Acura Financial Services sets the residual and money factor for most Acura leases, so those two figures are a good place to start. Get each number in writing before you agree to the lease.
Why lease an Acura from Elite Acura in Maple Shade?
Elite Acura has 4.8 stars across 4,825 Google reviews, and 91 in 100 of them are five-star. Customers talk about the lease process itself. In a June 2026 5-star Google review, Jeremy A. wrote: “I’ve leased six cars from Joe Torres. Always easy, always a great deal. I hope he never retires.”
Elite Acura offers new Acura finance, Acura leases, and pre-owned car loans, and it sells the new Acura MDX, ADX, RDX, Integra and TLX. You can get pre-approved online before you visit, then come in with the terms in hand.
Elite Acura is at 2840 NJ-73 in Maple Shade, on the New Jersey side of the Delaware. Start with the lease offers you are considering, bring them in, and compare the terms with us in person at 2840 NJ-73, Maple Shade, NJ 08052.
Elite Acura answers this question against the specific vehicle in front of you rather than the model in general. Value your trade and get pre-approved online, then see us at our Maple Shade showroom, or call (856) 380-5190.
Disclaimer: Vehicle features, specifications, pricing, options, and availability may vary based on production timelines and dealership inventory; images are for illustrative purposes only. Starting MSRP figures are national and exclude destination freight charges, tax, title, license, and dealer fees. Standard and available equipment varies by trim, configuration, and model year; confirm the specification of the individual vehicle before purchase. Maximum towing and payload ratings depend on cab, bed, drivetrain, and equipment configuration; see the vehicle’s Owner’s Manual and trailering guide for limits. Electric range and charging times vary with battery, configuration, temperature, terrain, load, and driving habits. Safety or driver assistance features are no substitute for the driver’s responsibility to operate the vehicle in a safe manner. Financing and pre-approval are subject to credit approval. Contact Elite Acura for complete details regarding current vehicle inventory, pricing, and equipment.
